+The Mechanist I never get my shit insured as I'm far too cheap to pay a few extra dollars. I already lost a pair of 149 dollar headphones due to not insuring them alongside a 90 dollar custom xbox remote, oh and a 200 dollar tv.
Nope, as I just insured my headphones for 20 extra dollars and lost the damn card it came with.
In the future possibly, but for now nah. Insuring an item is like giving a company it's alright if your product is cheap trash card, i can get it replaced out of my own time and wait extra for it to work properly card.